As the intensity of Covid fell, there was sudden spike in market demand. Suddenly, market came back to life as sales picked up. However, this was more of run for a fresh air for people made to lock themselves. As overall economy was hit badly, the shopping spree could not be sustained. Then there was war denting economy further. So, what appeared to be economic recovery was actually a short bubble. Now, even large companies are declining previously committed job offers and this now is the recession era. In these times it may be risky to take loan for luxury items.